The recent outlook of mortgage business does not look good for the next year as well. There are many experts who are arguing that slow recovery is bringing more harm to mortgage industry. There are no improved conditions right now. These conditions are expected to be worth of profits around 2011 or so. The important factor is, how a mortgage company can survive without profits. There is another demand in US that many people and business leaders feel that states need to change many things to combat the recession and its effects. Business leaders have seen more of the world than the politicians sitting in air-conditioned offices. Business leaders have suggested some genuine ways which can be used for lowering the deficit and improving the job creation process. Business leaders have felt that many states in US, need to commit the well planned process to change some of the old and defunct laws.