I am not a monthly earner. I get wages on a per day basis. Even though, I do not have to take care of a family, I find it difficult to manage my expenses. I wonder how I would survive if I had a family! Anyways, I had to pay my house rent and I had no money saved for the same. I did not find any solution as my landlord was after my life to make the payment. I was sharing it with my roommate and he mentioned about Payday Loan Application. When he explained me that it works as a solution to fulfill all the short-term cash needs, I thought of applying for the same. He also mentioned about instant approval, and thus, I did not waste much time to give my details. On the same day, my application was approved, and I received the money in my bank account. I paid the money to my landlord. She was satisfied and so was I. However, the two issues of concern are high rate of interest and rule of nothing applying for the next payday until the first one is paid. I worked hard and paid my first payday loan, and I am surely going to rely on this system whenever I am in need of money.